Wedding Event Liability Insurance - including Host Liquor Liability

Couples today are opting for unconventional wedding venues such as parks, museums, historic mansions and private estates. Most of these venues now require event hosts to purchase liability insurance, which will often require a host liquor liability provision that extends coverage for alcohol-related incidents.

No worries, we’ve got it covered.

With liability limits available up to $5,000,000, WedSafe was designed in consultation with leading venues to ensure the coverage satisfies industry-standard requirements.

Wedding Liability Insurance:

• Required/preferred by wedding venues
• Affordable coverage
• Protects you in the event you're held responsible for injuries or damage to venue property
  
• Offers host liquor liability to protect you against alcohol-related injuries 
  
• Medical payments coverage available (often required by venues)
  
• Allows for wedding ceremony, reception and rehearsal dinner venues to be covered by the policy as a hosting facility insured for one low price*
• Can be purchased up to the actual day of your wedding**
• Purchase online for coverage in minutes; the certificate of liability insurance can be emailed directly to your venue***
  
• Waiver of subrogation endorsement available (a common provision required by venues)
  
• This coverage is primary for both you and your venue; if you have a covered claim, your WedSafe^® policy will pay first, before other insurance you may have.
  
• $5,000 Cancellation coverage endorsement available (for covered causes). Higher limits for cancellation coverage is available through a separate policy.
  

Rated one of the top wedding insurance programs in the USA, WedSafe has been protecting couples and their investments since 1999.

To view a sample policy, click here

Get your quote today

Refer to this chart to review WedSafe liability insurance coverage limit options. If you have questions, call 1-877-723-3933, Monday through Friday, from 9:00 a.m. – 8:00 p.m. ET, to speak to a Client Relationship Specialist.

* Rehearsal dinner must occur within 48 hours of the ceremony in order to be included on the same policy.

** Please note: Some coverage options and limits are not yet available in all states. Use the Get a Quote button to see available coverage options and limits for your state, or contact customer service for more information.

*** In some cases, if your venue requires special wording to be added to the Certificate of Insurance, we will need to review the wording before a special certificate of insurance can be issued. This may take up to one (1) business day. When your wording is approved we will send your certificate via email.

IMPORTANT NOTICE: THIS POLICY DOES NOT COVER CLAIMS ARISING FROM COVID-19. 
Due to the changing circumstances surrounding Covid-19 and the significant impact it has had on the insurance industry, event cancellation coverage may not be available in all states. Additionally, this policy does not provide coverage for loss or damage arising out of any of the following, including any fear or threat thereof, whether actual or perceived; any infectious disease, virus, bacterium or other microorganism; Pandemic or epidemic, as declared as such by the World Health Organization or any other governmental authority.

The information contained here is for illustrative purposes only and coverage under the WedSafe Program is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state.